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Invites your friends to MobiKwik and get ₹20 cashback when they do their first payment using UPI.
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A: MobiKwik is a leading Indian digital financial services platform that provides a range of services, including payments, digital credit, and investments. It serves as a one-stop solution for managing various financial needs conveniently.
A: MobiKwik allows users to make payments for mobile recharges, utility bills, online shopping, and payments to both online and offline merchants. It covers a broad spectrum of payment needs, making transactions seamless and efficient.
A: To create an account on MobiKwik, download the MobiKwik app from the App Store or Google Play Store. Follow the registration process, providing the required details, and complete the verification steps to activate your account.
A: The MobiKwik Refer and Earn offer allows users (referrers) to earn cashback by inviting friends to MobiKwik UPI. Referrers share their unique MobiKwik Refer and Earn link, and when referred friends complete their KYC, set up their UPI, and make a UPI transfer, both the referrer and friend become eligible for cashback.
A: To participate, share your MobiKwik Refer and Earn link with friends. Referred friends must install the MobiKwik app, complete their KYC, set up their UPI, and make a UPI transfer. Upon successful completion, both the referrer and friend will be eligible for cashback.
A: When a referred friend, who is KYC verified, makes their first-ever UPI transfer of a minimum value of ₹25, both the referrer and friend receive a cashback of ₹20 each. The maximum referral cashback per user during the offer period is ₹9999.
A: Referrers can avail the offer once per successfully referred friend (same mobile number, same device & UPI ID). The maximum cashback that can be earned through referrals is ₹9999 during the offer period.
A: Cashback is credited to the MobiKwik wallet on the 7th day from a successful referral. It can be used for recharges, bill payments, and payments on MobiKwik partner platforms/stores. Cashback cannot be withdrawn to a bank account or transferred to other customers.
A: A successful referral requires the referred friend to join from the referral link, set up their MobiKwik UPI (ikwik), complete KYC, and transfer a minimum amount of ₹25 to any UPI handle via MobiKwik UPI. Payment from specific payments banks may not be eligible for successful referrals.
A: Any cashback-related queries should be raised within 30 days after a successful transaction.
A: Users who have linked their payments bank as the primary bank or have deregistered their VPA handles won't be eligible for referral cashback.
A: Yes, MobiKwik reserves the right to end any or all offers at its sole discretion without prior notice.
A: The referral won't be successful if the referred friend does not complete their first-ever money transfer within 72 hours of signing up on MobiKwik using the referral link.
A: No, KYC completion is mandatory to be eligible for referral cashback in the MobiKwik Refer and Earn program. Ensure that both you (the referrer) and your referred friend have completed the KYC process.
A: Yes, for the referral to be successful, the referred friend must complete their first-ever money transfer within 72 hours of signing up on MobiKwik using the referral link.
A: If the referred friend does a payment from specific payments banks, such as Airtel Payments Bank, PayTM Payments Bank, Fino Payments Bank, or any other Payments Bank, the referral won't be termed successful.
A: Yes, the cashback received can be used for recharges, bill payments, and payments on MobiKwik partner platforms and stores.
A: You and your friend will receive notifications and confirmation within the MobiKwik app upon successful completion of KYC and UPI setup.
A: No, MobiKwik reserves the right to deny cashback for suspected fraud cases, including instances where you and your friends use the same device, payment instrument, or network parameters.
A: Any Refer & Earn cashback-related queries should be raised within 30 days post a successful transaction through the MobiKwik app or customer support channels.
A: MobiKwik typically requires users to complete the KYC (Know Your Customer) process. This may involve providing a government-issued ID, address proof, and a photograph. The specific documents required can vary, and users will be guided through the process during account setup.
A: MobiKwik allows users to link and manage multiple bank accounts within the app for transactions and fund management.
A: Users can add money to their MobiKwik wallet using various methods, such as credit/debit cards, net banking, UPI, or by linking their bank accounts.
A: Yes, MobiKwik offers digital credit services, including Buy Now, Pay Later (BNPL) options, instant loans, and credit cards. Users can access credit without the traditional hassle associated with banks.
A: MobiKwik enables users to invest in mutual funds and other financial products. The platform offers a straightforward and user-friendly interface for investing, catering to both novice and experienced investors.
A: Yes, MobiKwik prioritizes security and employs robust technology to safeguard user data and transactions. The platform adheres to high-security standards to ensure a safe financial experience for its users.
A: MobiKwik's fees are competitive within the fintech industry. The platform provides an affordable option for users to manage their finances, with attractive cashback offers on various transactions.
A: Here are some benefits of using MobiKwik:
Convenience: MobiKwik allows users to manage payments, credit, and investments all in one place.
Security: The platform ensures secure transactions and data protection.
Affordability: Competitive fees and cashback offers make MobiKwik an affordable choice.
Wide Acceptance: MobiKwik is widely accepted, both online and offline, at millions of merchants.
User-Friendly Interface: The intuitive interface makes navigation and transactions easy for users.
A: Yes, MobiKwik offers insurance services, allowing users to purchase various insurance plans, including accident, life, and fire insurance directly through the platform.
A: Users can earn cashback and rewards on various transactions, such as mobile recharges, bill payments, and online shopping. MobiKwik frequently offers promotions and incentives for its users.
A: Users can contact MobiKwik's customer support through the app or website. The platform typically provides multiple channels of communication, including chat support, email, and helpline numbers.
A: MobiKwik may have certain limits on wallet transactions and balances. These limits can vary based on the user's KYC status and other factors. Users can check their wallet limits within the app.
A: MobiKwik ensures secure transactions through encryption technologies, two-factor authentication, and other security features. Users are encouraged to set up strong passwords and enable additional security measures for enhanced protection.
A: As of my last knowledge update in January 2022, MobiKwik primarily caters to domestic transactions within India. Users should check with MobiKwik for the latest information on international transactions.
A: Users can reset their MobiKwik password through the app or website by selecting the "Forgot Password" option. This usually involves receiving a verification code through email or SMS to reset the password.
A: MobiKwik fees can vary depending on the type of transaction or service. Users should review the fee structure within the app or on the official website for detailed information.
A: Yes, MobiKwik provides customer support to assist with any issues or disputes. Users can reach out through the app, website, or customer support helpline for assistance with transaction discrepancies or other concerns.
A: MobiKwik ZIP is a Buy Now, Pay Later (BNPL) service provided by MobiKwik, a prominent Indian digital financial services platform. It allows users to make purchases and defer payments, giving them flexibility in managing their finances without the immediate burden of upfront payments.
A: MobiKwik ZIP allows users to select goods or services, choose a repayment plan (monthly, bi-monthly, or quarterly installments), and complete the purchase. Users can defer payments without interest within the specified repayment period, providing a convenient way to manage expenses.
A: Here are the key features of MobiKwik ZIP
Flexible Payment Options: Choose from various repayment plans.
Instant Approval: Quick approval decisions without extensive documentation or credit checks.
Wide Merchant Acceptance: Usable at a growing network of online and offline merchants.
Interest-Free Payments: Enjoy interest-free payments within the specified repayment period.
Transparent Fees: Understand applicable fees upfront before proceeding with a transaction.
A: To be eligible for MobiKwik ZIP, you must:
Be at least 18 years old.
Have a valid Indian mobile number linked to your MobiKwik account.
Complete the KYC (Know Your Customer) process to verify your identity.
Maintain a good credit history to enhance your chances of approval.
A: To use MobiKwik ZIP:
Select MobiKwik ZIP as the payment option at the checkout.
Choose a suitable repayment plan.
Enter the required information and complete the transaction.
Make timely repayments to maintain eligibility for future transactions.
Other Payment App Refer and Earn Program Similar to MobiKwik: