Aryo

Q: What is ARYO?

A: ARYO is an online earning app that allows you to sell financial products and earn money either individually or by creating a team. It offers a variety of financial products including credit cards, loans, Demat accounts, and more.

Q: How can I earn money with ARYO?

A: You can earn money by selling financial products through the app. You also have the option to build a team using the 'My Team' feature and earn commissions from your team's sales as well.

Q: What is the ARYO Refer and Earn program?

A: The ARYO Refer and Earn program allows users to earn money by selling financial products to friends or relatives and by referring the ARYO app to others. You can earn a 10% commission for every successful referral.

Q: How do I join the ARYO app using a referral link?

A: To join ARYO using a referral link, simply click on the referral link provided to you, download the app, and complete the registration process.

Q: What financial products can I sell through ARYO?

A: You can sell a variety of financial products including credit cards, loans, savings accounts, Demat accounts, and digital gold through the ARYO app.

Q: How much commission can I earn by referring the ARYO app to others?

A: You can earn a 10% commission for each successful referral when you refer the ARYO app to friends, family, or colleagues.

Q: Is there a cost to join the ARYO Refer and Earn program?

A: No, there is no cost to join the ARYO Refer and Earn program. It is completely free to sign up and start earning.

Q: How are commissions paid out in the ARYO Refer and Earn program?

A: Commissions are paid out in a timely manner directly to your registered bank account once a referral or sale is successfully completed.

Q: What happens if I enter an incorrect account number or customer ID for a recharge or bill payment?

A: You are responsible for ensuring the accuracy of the account number or customer ID you enter. ARYO (GARNAR TECHNOLOGIES PRIVATE LIMITED) is not responsible for any incorrect recharges or bill payments.

Q: Can I get a refund if a recharge or bill payment fails?

A: If a transaction is completed and money is charged to your card or bank account but the recharge is not delivered within 24 hours, you can request a refund by emailing contactus@aryo.club with relevant details. If found valid, a refund will be processed within 7 to 10 working days.

Q: How do I request a refund for a failed recharge or bill payment?

A: To request a refund, email contactus@aryo.club with the account number or customer ID, operator name, recharge value or bill value, transaction date, and order number. ARYO will investigate and issue a refund if appropriate.

Q: What kind of support does ARYO offer for its users?

A: ARYO provides support via email at contactus@aryo.club and has a contact section on its app for users to post queries or issues.

Q: Can I track my earnings on the ARYO app?

A: Yes, the ARYO app features an earning dashboard that regularly updates your commissions and earnings, allowing you to track your financial progress.

Q: Are there training sessions

available for selling financial products?

A: Yes, ARYO offers regular training sessions from financial experts to help users learn how to effectively sell various financial products.

Q: How do I contact ARYO for any questions or issues?

A: You can contact ARYO by emailing contactus@aryo.club or by visiting their website at www.aryo.club. The company is located at UNIT NO. 129-130, WESTEND MALL, Janakpuri, New Delhi.

Q: What are the terms and conditions for using ARYO's services?

A: ARYO's services are subject to terms and conditions that include disclaimers of warranties, conditions of merchantability, fitness for a particular purpose, and noninfringement. All sales of recharge and bill payments are final with no refunds or exchanges unless specified.

Q: What happens if there is a discrepancy in the payment or service provided by ARYO?

A: In the case of discrepancies, ARYO's liability is limited to providing a valid recharge or refund to the extent of the payment received. They are not responsible for any other claims or consequential liabilities arising from a failed transaction.

Q: Who can use ARYO to earn money?

A: ARYO can be used by financial advisors, loan agents, insurance agents, sales agents, retired persons, students, housewives, shop owners, affiliate marketers, and any individual looking to earn additional income.

Q: Do I need to invest any money to start using ARYO?

A: No, ARYO is a zero-investment app. You don't need to invest any money to start earning with ARYO.

Q: What types of financial products can I sell on ARYO?

A: ARYO offers a wide range of financial products including credit cards, loans, savings accounts, Demat accounts, digital gold, and more.

Q: How do I start working with ARYO?

1. Download & Register: Download the ARYO app and complete the registration process.

2. Select Products: Choose the financial products you want to sell.

3. Share Links: Share product links with interested customers.

4. Complete Applications: Follow the steps in the “Guide” section to complete applications.

5. Earn Commissions: Receive timely commissions for every successful referral.

   
   

Q: What support does ARYO provide to help me sell products?

A: ARYO offers regular training sessions from financial experts on how to sell various financial products. It also provides a lead management feature for better visibility and constant contact with customers.

Q: How can I track my earnings on ARYO?

A: ARYO has an earning dashboard that provides regular updates on your commissions and earnings, making it easy to track your financial progress.

Q: Can I refer the ARYO app to others and earn extra?

A: Yes, you can refer the ARYO app to friends and colleagues. You will earn an extra 10% commission for each referral while working from home or the field.

Q: What is the minimum and maximum repayment period for loans available on ARYO?

A: The repayment period varies depending on the financial brand. Generally, it ranges from 3 to 48 months.

Q: What is the maximum Annual Percentage Rate (APR) for loans available on ARYO?

A: The maximum APR for loans available on ARYO is 44%.

Q: Which financial brands are available on ARYO?

A: ARYO offers products from brands such as:

1. Loans: IIFL, Zype, Upwards

2. Credit Cards: IDFC First, IndusInd, SBI, Axis, AU, HDFC & more

3. Demat Accounts: Paytm Money, ICICI Direct, Angel, Bajaj Sec, Mirae (mStock)

4. Savings Accounts: Kotak 811, Yes Bank, IndusInd Bank & Axis Bank

5. Investments: Funds India, Bajaj MF

6. Credit/BNPL: Bajaj Finserv

Q: How does ARYO ensure transparency and trust?

A: ARYO provides regular updates on the status of all your leads and ensures timely payouts for all successful leads. It emphasizes transparency in all transactions and lead tracking.

Q: Can students use ARYO to earn money?

A: Yes, students can use ARYO to earn money by selling financial products and referring the app to others. It’s a flexible opportunity that allows them to work according to their schedule.

Q: How can retired personnel benefit from ARYO?

A: Retired personnel can leverage their experience and networks to sell financial products on ARYO, providing them with an opportunity to earn additional income from home